Collateral Loans

The Best Collateral Loans in Grand Rapids, MI
Only the Best

Collateral Loans

Our loans are issued when one or more items are used as collateral to secure the loan. These types of collateral loans in Michigan are now available at low rates, flexible terms and convenient repayment options. So whether it’s a new boat to explore the lakes, a new car or simply need some quick cash. we are happy to work out an arrangement that works best for you.

You financial goals are not one-size-fits-all. Our team at Gold and Diamond Zone has been issuing collateral loans in Michigan for over 15 years and can help you navigate life’s moments. We have a loan for every dream and every need.

Our Personal Loans Can Be Used For:

  • Major life events such as a wedding, a new baby, college tuition, or a new home
  • Unexpected lied events such as a medical procedure, the passing of a loved one, the loss of a job, or auto repairs
  • Upgrading your lifestyle with a home update, trip, debt consolidation, a new vehicle, or even a boat
silver-jewelry-repair

Visit Us for a Free Consultation!

Walk in for a Consultation With Us

Looking for a collateral loan in Michigan We’ll make sure to serve you with a collateral loan that will fits around your needs.

Gold & Diamond Zone has been a top rated jeweler and gold buyer in Grand Rapids, MI for over 25 years.

Hours


Monday - Friday: 10AM - 6:30PM
Saturday: 10AM - 5PM
Sunday: Closed

Contact


865 28th St. SE. Suite 300 Grand Rapids, MI 49508

Phone: 616-245-7115

Email: info@goldanddiamondzone.com

How to Tell if Gold is Valuable

How can I tell if my items are Gold and is Valuable?

On gold pieces, look for Karat markings. Any one of these indicates that your jewelry is gold:

For 8 Karat you will see 375 – this is used primarily in items
For 10 karat you will see: , 10kt, or 417
For 14 karat you will see: , 14kt, or 585
For 18 karat you will see:  18kt, or 750
For 22 karat you will see .917

How to Tell if My Jewelry is Silver

Most silver jewelry is sterling silver and should be stamped with a hallmark of either “.925” or “sterling.” Sterling is 92.5% silver. The other 7.5% metal generally is copper.

If your jewelry is stamped “German Silver”, “E.P.N.S.(Electro Plated Nickel Silver), “Alpaca”, or “Nickel Silver” you don’t have sterling silver but rather you have an alloy of Nickel and copper with no silver. Unfortunately we don’t buy these items. If you can’t find the hallmarks on your jewelry, don’t worry. Bring it in and we will gladly test it for you at no cost.